The Process

The process begins when we give you a price to buy all or part of your structured settlement payment stream. Once you have accepted the offer to purchase your structured settlement, we need to receive a copy of your structured settlement agreement or benefits letter. I an addition we need a copy of the original settlement agreement. If you have lost your original settlement agreement, don't worry, we may still be able to help. (Call us to discuss your particular situation.)

Once we receive the paperwork concerning your structured settlement, we will send you a disclosure statement. This is required by state law. You must receive this disclosure statement anywhere from three (3) days to fourteen (14) days prior to entering into a purchase agreement for your structured settlement.

In three to fourteen days you will receive a purchase agreement that details how much we will pay you for your structured settlement. Once you have signed the purchase and transfer agreement and we have received the agreement, we will begin the process of getting a local court to approve the structured settlement purchase transaction. This process can take anywhere from 4 week to 12 weeks and beyond depending on the location of the court and the timing of the court filing.

Once the court approved the transaction, we send a copy of the order to the structured settlement issuing company. They will acknowledge the receipt of the court order and the redirecting of the payments. We will then send you your check. This process generally takes 3 to 5 days

The entire process to purchase your structured settlement generally takes 8 to 10 weeks. Don't believe anyone who tells you differently. While it is possible that we can complete the process more quickly, we won't be able to predict this in advance.